Companies / Mortgage
When the bank says no, start here
Samuel A. Okafor is a licensed Mortgage Agent helping buyers, homeowners, and newcomers in the GTA structure the financing that actually closes.
Get rejected by the bank? Go see Sam Okafor — get accepted by the same bank.
The practice
Sam Okafor Mortgage
This is the mortgage practice of Samuel A. Okafor, Mortgage Agent, licence M22001005, working with Delta Mortgages (FSRA #13078).
The work is practical: review the file, find the right lender path, and keep the deal moving — including files that a single bank already turned down.
Who it is for
Homeowners and newcomers
- Buyers who need a first, second, or third mortgage
- Homeowners refinancing or switching lenders
- Newcomers to Canada building credit and a first purchase
- Families using equity for renovation, consolidation, or a HELOC
Services
Financing that matches the file
1st, 2nd & 3rd mortgages
Purchase and additional financing when one product is not enough.
Refinancing & switch
Move a current mortgage, pull equity, or change lenders at renewal.
New to Canada
Immigrant and newcomer files with a clear explanation of what lenders will accept.
Home equity line of credit
Flexible credit against the home for planned or ongoing needs.
Private mortgage
Alternative lending when conventional underwriting will not approve the file.
Renovation & debt consolidation
Use the property to fund work on the home or to simplify existing debt.
How it works
From “declined” to a decision
1. Review the file
Income, credit, down payment, and the reason a bank said no — before any application is rushed out.
2. Match the lender
Conventional, alternative, or private. The product follows the file, not the other way around.
3. Close the mortgage
Conditions, appraisal, and lawyer coordination so the purchase or refinance can complete.
Get rejected by the bank? Go see Sam Okafor. Get accepted by the same bank.Sam Okafor Mortgage · LIC# M22001005
Office
Brampton
235 Queen St E
Brampton, ON L6W 2B5
Office: 905-216-0061
Delta Mortgages — Target. Strive. Success.
Direct contact
Samuel A. Okafor, Mortgage Agent
Mobile: 416-414-7577
Email: samokaformortgage@gmail.com
Related pages: All companies · Real Estate · About